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Sample: ₹5,000/month contribution, age 30, retire at 60Edit values or click Reset

NPS Corpus Details

NPS (National Pension System): Voluntary retirement savings. At retirement, 60% corpus as lump sum (tax-free), 40% as annuity (monthly pension).
Monthly Contribution (₹)
₹
Minimum ₹500/month. Both employee and employer contributions can be entered.
Current Age (Years)
Retirement Age
Expected Annual Return (%)
Historical NPS Tier-I equity returns: ~10-12%
Annuity Rate (%)
Rate at which 40% annuity corpus generates monthly pension
NPS Tax Benefits
Sec 80CCD(1): Up to ₹1,50,000 within Sec 80C limit Sec 80CCD(1B): Additional ₹50,000 over Sec 80C limit At Maturity: 60% lump sum withdrawal is tax-free Annuity (40%): Monthly pension is taxable as income
NPS Corpus

Fill details and click Calculate.

National Pension System

NPS Corpus at Retirement

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Disclaimer: NPS returns are market-linked and not guaranteed. This calculator uses assumed rates of return for projection purposes only. Actual corpus may vary significantly. Tax laws may change. This does not constitute investment advice. Consult a SEBI-registered advisor or PFRDA-licensed distributor before investing.